Resources
Information on the Bylaws of Mosaic of Elgin Hill, Condominium Property Act of Alberta along with the policies (pet, visitor parking) within the complex.
If you require any documents (ie. Resident registration form, guest parking form, pet registration form, etc.), you will find it under documents within the website.
Policies
Mosaic of Elgin Hill - Air Conditioning Policy.pdfAir conditioning policy
Mosaic of Elgin Hill - Parking Policy.pdfParking Policy
Mosaic of Elgin Hill - Pet Policy.pdfPet Policy
Bylaws
Bylaws - Mosaic of Elgin Hill.pdfbylaws
Mosaic of Elgin Hill Bylaws
Responsible Pet Ownership Bylaw 23M2006.pdfresponsible pet ownership bylaw
Bylaw Number 23M2006
Community Standards Bylaw 5M2004.pdfCommunity standards bylaw
Bylaw Number 5M2004
Alberta Traffic Safety Act, Revised Statutes of Alberta 2000, Chapter T-6, June 12, 2013.pdfAlberta Traffic safety act
Revised Statutes of Alberta 2000, Chapter T-6 - Jun 12, 2013
City of Calgary Traffic Bylaw 26M96.pdfcity of calgary traffic bylaw
Bylaw Number 26M96
condominium property act of alberta
Condominium Property Act, Chapter C-22 - Jan 1, 2020.pdfcondominium property act
Revised Statutes of Alberta 2000, Chapter C-22 - Jan 1, 2020
insurance
Certificate of Insurance - Oct 31, 2021 - Oct 31, 2022.pdfinsurance certificate
Valid from October 31, 2021 - October 31, 2022
The condominium insures the units for improvements and betterments made to the units by the developer but not for improvements made by the Owner; this is an Owner's responsibility.
Owners should check the deductible amounts, particularity for water and sewer claims because depending on the cause of an insurance claim, the responsibility for the deductible could rest with the Unit Owner.
It is suggested that the Owner speak to their homeowner's insurance agent to find out if they are covered for any of the Condominium's deductible should there be a claim where they are found responsible. This type of coverage (called a buy-down rider) is available from some issuers and could reduce an Owner's exposure.
Example:
Supposing the Board of Directors has determined the deductible on a water claim is the Unit Owner's responsibility and the total claim is $30,000.00 and the Condominium Corporation's deductible is $25,000.00. Now assuming the Owner's personal policy has a deductible of $500.00 with a buy-down rider* in place, the Unit Owner would be responsible for the first $500.00 of the deductible, the Owner's insurance company would pay the next $24,500.00 on behalf of the Unit Owner and the Corporation's insurance company would pay the balance of the $5000.00 on this claim.
*If an Owner does not have this coverage, the Unit Owner will be responsible for the full $25,000.00 of the Condominium Corporation's deductible.